/* styles_light.css */

:root{
  --bg: #f7f8fc;
  --bg2:#eef2ff;

  --text:#0b1220;
  --muted:#4b556a;
  --muted2:#6b7280;

  --line: rgba(11,18,32,.10);

  --primary:#0ea5e9;
  --primary2:#7c3aed;

  --shadow: 0 18px 60px rgba(11,18,32,.12);
  --radius: 18px;
  --radius2: 24px;

  --container: 1120px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background:
    radial-gradient(1200px 700px at 20% 10%, rgba(124,58,237,.14), transparent 55%),
    radial-gradient(1000px 600px at 75% 30%, rgba(14,165,233,.10), transparent 55%),
    linear-gradient(180deg, var(--bg), var(--bg2));
  color: var(--text);
  line-height: 1.6;
}

a{ color: inherit; text-decoration: none; }
a:hover{ text-decoration: underline; text-underline-offset: 3px; }

.container{
  width: min(var(--container), calc(100% - 36px));
  margin: 0 auto;
}

/* Header */
.header{
  position: sticky;
  top:0;
  z-index: 50;
  backdrop-filter: blur(10px);
  background: rgba(247,248,252,.72);
  border-bottom: 1px solid var(--line);
}
.header__inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding: 14px 0;
}

.brand{
  display:flex;
  align-items:center;
  gap: 12px;
}
.brand__mark{
  width: 40px; height: 40px;
  display:grid; place-items:center;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(14,165,233,.62), rgba(124,58,237,.60));
  border: 1px solid rgba(11,18,32,.10);
  box-shadow: 0 10px 30px rgba(11,18,32,.10);
  overflow: hidden;
}
.brand__mark--img img{
  width: 22px;
  height: 22px;
  display:block;
  image-rendering: auto;
}
.brand__text strong{ display:block; font-size: 20px; letter-spacing: .2px; color: rgba(11,18,32,.92); }
.brand__text small{ display:block; font-size: 12px; color: var(--muted); margin-top: 1px; }

.nav{ position: relative; }
.nav__toggle{
  display:none;
  width: 44px; height: 44px;
  border-radius: 14px;
  border: 1px solid var(--line);
  background: rgba(255,255,255,.72);
  cursor:pointer;
}
.nav__toggle span{
  display:block;
  width: 18px; height: 2px;
  background: rgba(11,18,32,.82);
  margin: 5px auto;
  border-radius: 99px;
}

.nav__links{
  list-style:none;
  display:flex;
  align-items:center;
  gap: 20px;
  padding:0;
  margin:0;
}
.nav__links a{
  font-size: 13px;
  color: rgba(11,18,32,.82);
  padding: 10px 10px;
  border-radius: 12px;
}
.nav__links a:hover{
  background: rgba(11,18,32,.05);
  text-decoration: none;
}
.nav__cta{ margin-left: 4px; }

/* Buttons */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap: 10px;
  padding: 12px 16px;
  border-radius: 14px;
  border: 1px solid var(--line);
  font-weight: 600;
  font-size: 13px;
  letter-spacing: .2px;
  cursor: pointer;
  user-select:none;
  text-decoration:none;
  transition: transform .08s ease, background .2s ease, border-color .2s ease, box-shadow .2s ease;
  color: rgba(11,18,32,.86);
}
.btn:hover{ text-decoration:none; }
.btn:active{ transform: translateY(1px); }

.btn--primary{
  background: linear-gradient(135deg, rgba(14,165,233,.26), rgba(124,58,237,.24));
  border-color: rgba(11,18,32,.12);
  box-shadow: 0 12px 40px rgba(11,18,32,.10);
}
.btn--primary:hover{
  border-color: rgba(11,18,32,.18);
  box-shadow: 0 16px 55px rgba(11,18,32,.14);
}
.btn--ghost{
  background: rgba(255,255,255,.75);
}
.btn--ghost:hover{
  background: rgba(255,255,255,.92);
}
.btn--lg{ padding: 14px 18px; border-radius: 16px; font-size: 14px; }
.btn--block{ width:100%; }

.text-gradient{
  background: linear-gradient(90deg, var(--primary), var(--primary2));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}

/* Hero */
.hero{
  position: relative;
  padding: 78px 0 44px;
  overflow:hidden;
}
.hero__grid{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap: 42px;
  align-items: start;
}
.pill{
  display:inline-flex;
  align-items:center;
  gap:10px;
  font-size: 12px;
  color: rgba(11,18,32,.88);
  padding: 9px 12px;
  border-radius: 999px;
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.70);
  margin:0 0 18px;
}
.dot{
  width: 8px; height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--primary), var(--primary2));
  box-shadow: 0 0 0 4px rgba(14,165,233,.12);
}
.hero h1{
  margin:0 0 16px;
  font-size: clamp(30px, 3.4vw, 46px);
  line-height: 1.25;
  letter-spacing: -0.9px;
}
.lead{
  margin:0 0 26px;
  color: rgba(11,18,32,.78);
  font-size: 15.5px;
  max-width: 62ch;
}
.hero__actions{
  display:flex;
  flex-wrap:wrap;
  gap: 12px;
  margin-bottom: 26px;
}
.hero__trust{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 12px;
}
.trust-item{
  padding: 14px 14px;
  border-radius: 18px;
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.68);
  box-shadow: 0 10px 30px rgba(11,18,32,.06);
}
.trust-item strong{ display:block; font-size: 12px; margin-bottom: 2px; color: rgba(11,18,32,.92); }
.trust-item span{ display:block; color: var(--muted); font-size: 12px; line-height: 1.35; }

/* Glass card */
.hero__card{ position: sticky; top: 88px; }
.glass{
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.12);
  background: linear-gradient(180deg, rgba(255,255,255,.82), rgba(255,255,255,.62));
  box-shadow: var(--shadow);
  overflow:hidden;
}
.glass__header{
  padding: 18px 20px 12px;
  border-bottom: 1px solid rgba(11,18,32,.10);
}
.glass__header h2{ margin:0; font-size: 16px; letter-spacing: -0.3px; color: rgba(11,18,32,.92); }
.glass__header p{ margin: 6px 0 0; color: var(--muted); font-size: 13px; }

.glass__subhead{
  padding: 16px 20px 8px;
}
.glass__subhead h3{ margin:0; font-size: 14px; letter-spacing: -0.2px; color: rgba(11,18,32,.92); }
.glass__subhead p{ margin: 6px 0 0; color: var(--muted); font-size: 12.5px; }

.glass__footer{
  padding: 16px 20px 20px;
  border-top: 1px solid rgba(11,18,32,.10);
}
.fineprint{
  margin: 12px 0 0;
  color: var(--muted2);
  font-size: 12px;
}

/* Video */
.video-wrap{
  position: relative;
  padding: 16px 20px 0;
}
.video{
  width: 100%;
  aspect-ratio: 16 / 9;
  border-radius: 18px;
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(11,18,32,.06);
  display:block;
  box-shadow: 0 12px 40px rgba(11,18,32,.08);
}
.video-cta{
  position:absolute;
  right: 30px;
  bottom: 14px;
  padding: 10px 12px;
  border-radius: 14px;
  border: 1px solid rgba(11,18,32,.12);
  background: rgba(255,255,255,.82);
  color: rgba(11,18,32,.92);
  font-weight: 700;
  font-size: 12px;
  cursor:pointer;
}
.video-cta:hover{ background: rgba(255,255,255,.92); }

.steps{
  list-style:none;
  padding: 12px 20px 18px;
  margin:0;
  display:flex;
  flex-direction: column;
  gap: 12px;
}
.steps li{
  display:flex;
  gap: 12px;
  align-items:flex-start;
  padding: 12px 12px;
  border-radius: 16px;
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.58);
}
.steps__n{
  width: 26px; height: 26px;
  border-radius: 10px;
  display:grid; place-items:center;
  font-weight: 800;
  font-size: 12px;
  background: rgba(14,165,233,.12);
  border: 1px solid rgba(14,165,233,.18);
  color: rgba(11,18,32,.92);
}
.steps strong{ display:block; font-size: 13px; color: rgba(11,18,32,.92); }
.steps p{ margin: 3px 0 0; color: var(--muted); font-size: 12px; }

/* Background ornaments */
.hero__bg{ position:absolute; inset:0; pointer-events:none; }
.blob{ position:absolute; filter: blur(24px); opacity: .70; }
.blob--1{
  width: 420px; height: 420px;
  left: -120px; top: -140px;
  background: radial-gradient(circle at 30% 30%, rgba(14,165,233,.40), transparent 60%),
              radial-gradient(circle at 70% 70%, rgba(124,58,237,.35), transparent 60%);
}
.blob--2{
  width: 520px; height: 520px;
  right: -220px; top: 90px;
  background: radial-gradient(circle at 40% 40%, rgba(124,58,237,.32), transparent 60%),
              radial-gradient(circle at 70% 30%, rgba(14,165,233,.28), transparent 60%);
}
.gridlines{
  position:absolute; inset:-200px;
  background-image:
    linear-gradient(to right, rgba(11,18,32,.04) 1px, transparent 1px),
    linear-gradient(to bottom, rgba(11,18,32,.04) 1px, transparent 1px);
  background-size: 80px 80px;
  opacity: .16;
}

/* Sections */
.section{ padding: 96px 0; }
.section--alt{
  background: linear-gradient(180deg, rgba(255,255,255,.55), rgba(255,255,255,.38));
  border-top: 1px solid rgba(11,18,32,.08);
  border-bottom: 1px solid rgba(11,18,32,.08);
}
.section__head{
  display:flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: 28px;
  max-width: 80ch;
}
.section__head h2{
  margin:0;
  font-size: clamp(22px, 2.3vw, 32px);
  letter-spacing: -0.4px;
}
.section__head p{
  margin:0;
  color: var(--muted);
  font-size: 14.5px;
}

/* Cards */
.cards{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 16px;
}
.card{
  padding: 20px 20px;
  border-radius: var(--radius);
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.72);
  box-shadow: 0 10px 40px rgba(11,18,32,.08);
}
.card h3{ margin:0 0 8px; font-size: 14px; letter-spacing: -0.2px; color: rgba(11,18,32,.92); }
.card p{ margin:0; color: var(--muted); font-size: 13.5px; }

/* CTA strip */
.cta-strip{
  margin-top: 22px;
  padding: 20px;
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.12);
  background: linear-gradient(135deg, rgba(14,165,233,.10), rgba(124,58,237,.09));
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap: 16px;
  box-shadow: 0 12px 40px rgba(11,18,32,.06);
}
.cta-strip h3{ margin:0 0 6px; font-size: 15px; color: rgba(11,18,32,.92); }
.cta-strip p{ margin:0; color: var(--muted); font-size: 13px; }

/* Timeline */
.timeline{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 16px;
}
.timeline__item{
  padding: 20px;
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.68);
  display:flex;
  gap: 12px;
  align-items:flex-start;
  box-shadow: 0 10px 30px rgba(11,18,32,.06);
}
.timeline__badge{
  width: 34px; height: 34px;
  border-radius: 14px;
  display:grid; place-items:center;
  font-weight: 800;
  background: rgba(124,58,237,.10);
  border: 1px solid rgba(124,58,237,.16);
  color: rgba(11,18,32,.92);
}
.timeline h3{ margin:0 0 8px; font-size: 14px; color: rgba(11,18,32,.92); }
.timeline p{ margin:0; color: var(--muted); font-size: 13.5px; }

/* Split */
.split{
  margin-top: 18px;
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.split__box{
  padding: 20px;
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.70);
  box-shadow: 0 10px 30px rgba(11,18,32,.06);
}
.split__box h3{ margin:0 0 12px; font-size: 14px; color: rgba(11,18,32,.92); }

/* Checklist */
.checklist{
  list-style:none;
  padding:0;
  margin:0;
  display:flex;
  flex-direction: column;
  gap: 12px;
}
.checklist li{
  display:flex;
  gap: 10px;
  align-items:flex-start;
  color: rgba(11,18,32,.90);
  font-size: 13.5px;
}
.checklist li::before{
  content:"\2713";
  width: 18px; height: 18px;
  display:grid; place-items:center;
  border-radius: 999px;
  margin-top: 2px;
  background: rgba(14,165,233,.12);
  border: 1px solid rgba(14,165,233,.18);
  color: rgba(11,18,32,.92);
  font-weight: 900;
  font-size: 12px;
}
.checklist--muted li{ color: rgba(11,18,32,.82); }
.checklist--muted li::before{
  background: rgba(11,18,32,.06);
  border-color: rgba(11,18,32,.12);
  color: rgba(11,18,32,.70);
}

/* Simulator */
.simulator{
  display:grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 16px;
  align-items: start;
}
.simulator__form,
.simulator__results{
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.70);
  padding: 22px;
  box-shadow: 0 10px 30px rgba(11,18,32,.06);
}
.field{ display:flex; flex-direction:column; gap: 10px; margin-bottom: 14px; }
label{ font-size: 12px; color: rgba(11,18,32,.90); }
input{
  border-radius: 14px;
  border: 1px solid rgba(11,18,32,.14);
  background: rgba(255,255,255,.92);
  color: rgba(11,18,32,.92);
  padding: 13px 12px;
  font-size: 15px;
  outline: none;
}
input:focus{
  border-color: rgba(14,165,233,.32);
  box-shadow: 0 0 0 4px rgba(14,165,233,.10);
}
.field small{ color: var(--muted2); font-size: 12px; }
.field--inline{
  display:flex;
  gap: 10px;
  align-items:center;
  flex-direction: row;
}
.note{
  margin-top: 12px;
  border-top: 1px solid rgba(11,18,32,.08);
  padding-top: 14px;
}
.note strong{ font-size: 13px; color: rgba(11,18,32,.92); }
.note p{ margin: 6px 0 0; color: var(--muted); font-size: 12.5px; }

.result-top{
  display:grid;
  grid-template-columns: repeat(auto-fit, minmax(0, 1fr));
  gap: 14px;
  margin-bottom: 16px;
}
.metric{
  padding: 14px;
  border-radius: 18px;
  background: rgba(255,255,255,.85);
  border: 1px solid rgba(11,18,32,.10);
  box-shadow: 0 10px 25px rgba(11,18,32,.05);
}
.metric--accent{
  border-color: rgba(14,165,233,.18);
  background: linear-gradient(180deg, rgba(14,165,233,.10), rgba(124,58,237,.06));
}
.metric span{ display:block; color: var(--muted); font-size: 12px; margin-bottom: 6px; }
.metric strong{ display:block; font-size: 18px; letter-spacing: -0.3px; color: rgba(11,18,32,.92); }

.result-grid{
  display:grid;
  grid-template-columns: repeat(3, minmax(260px, 1fr));
  gap: 14px;
  align-items: stretch;
}
.result-card{
  display:flex;
  flex-direction: column;
  height: 100%;
  border-radius: 18px;
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.78);
  box-shadow: 0 10px 25px rgba(11,18,32,.05);
  overflow: hidden;
}
.result-card header{
  display:flex;
  flex-direction: column;
  justify-content: center;
  min-height: 72px;
  padding: 14px 14px 12px;
  border-bottom: 1px solid rgba(11,18,32,.10);
}
.result-card h3{ margin:0; font-size: 13.5px; color: rgba(11,18,32,.92); }
.result-card .muted{ margin: 5px 0 0; color: var(--muted2); font-size: 12px; }
.result-card__body{
  padding: 14px;
  display:flex;
  flex-direction: column;
  gap: 12px;
  flex: 1;
}
.row{
  display:flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 16px;
  font-size: 13px;
}
.row span{
  flex: 0 0 auto;
  min-width: 0;
  color: rgba(11,18,32,.84);
}
.row strong{
  flex: 1 1 auto;
  text-align: right;
  font-variant-numeric: tabular-nums;
  color: rgba(11,18,32,.92);
}
.result-card--highlight{
  background: linear-gradient(180deg, rgba(14,165,233,.10), rgba(124,58,237,.06));
  border-color: rgba(11,18,32,.14);
}

.result-footer{
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid rgba(11,18,32,.10);
  display:flex;
  gap: 14px;
  align-items:flex-start;
  justify-content: space-between;
}

@media (max-width: 980px){
  .result-grid{ grid-template-columns: 1fr; }
  .rates{grid-template-columns: 1fr !important;}
}

.callout strong{ display:block; font-size: 15px; letter-spacing: -0.2px; color: rgba(11,18,32,.92); }
.callout p{ margin: 6px 0 0; color: var(--muted); font-size: 12.5px; }

/* Rates */
.rates{
  margin-top: 16px;
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.rates__box{
  padding: 20px;
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.70);
  box-shadow: 0 10px 30px rgba(11,18,32,.06);
}
.rates__box h3{ margin:0 0 12px; font-size: 14px; color: rgba(11,18,32,.92); }
.rates__box ul{ margin:0; padding-left: 18px; color: rgba(11,18,32,.90); }
.rates__box li{ margin: 8px 0; color: rgba(11,18,32,.86); font-size: 13.5px; }

/* FAQ */
.faq{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.faq__item{
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.10);
  background: rgba(255,255,255,.72);
  overflow:hidden;
  box-shadow: 0 10px 30px rgba(11,18,32,.06);
}
.faq__item summary{
  cursor:pointer;
  list-style:none;
  padding: 16px 16px;
  font-weight: 700;
  font-size: 13px;
  display:flex;
  align-items:center;
  justify-content: space-between;
  gap: 12px;
  color: rgba(11,18,32,.92);
}
.faq__item summary::-webkit-details-marker{ display:none; }
.faq__item summary::after{
  content:"+";
  font-size: 18px;
  color: rgba(11,18,32,.70);
}
.faq__item[open] summary::after{ content:"–"; }
.faq__content{
  padding: 0 16px 16px;
  color: var(--muted);
  font-size: 13px;
}
.faq__content p{ margin: 0; }

.final-cta{
  margin-top: 22px;
  padding: 28px;
  border-radius: var(--radius2);
  border: 1px solid rgba(11,18,32,.12);
  background: linear-gradient(135deg, rgba(14,165,233,.10), rgba(124,58,237,.08));
  text-align:center;
  box-shadow: 0 12px 40px rgba(11,18,32,.06);
}
.final-cta h3{ margin:0 0 10px; font-size: 18px; letter-spacing: -0.2px; color: rgba(11,18,32,.92); }
.final-cta p{ margin:0 0 16px; color: var(--muted); }

/* Footer */
.footer{
  padding: 52px 0 30px;
  border-top: 1px solid rgba(11,18,32,.08);
  background: rgba(255,255,255,.45);
}
.footer__grid{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 30px;
  align-items:start;
}
.footer__cols{
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.footer__cols strong{ display:block; font-size: 12px; margin-bottom: 8px; color: rgba(11,18,32,.92); }
.footer__cols a{
  display:block;
  color: var(--muted);
  font-size: 13px;
  padding: 6px 0;
}
.footer__bottom{
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid rgba(11,18,32,.08);
  display:flex;
  justify-content: space-between;
  gap: 10px;
  color: var(--muted2);
  font-size: 12px;
}
.muted{ color: var(--muted); }

/* Responsive */
@media (max-width: 980px){
  .hero__grid{ grid-template-columns: 1fr; }
  .hero__card{ position: static; }
  .cards{ grid-template-columns: repeat(2, minmax(0,1fr)); }
  .timeline{ grid-template-columns: 1fr; }
  .split{ grid-template-columns: 1fr; }
  .simulator{ grid-template-columns: 1fr; }
  .result-grid{ grid-template-columns: 1fr; }
  .result-top{ grid-template-columns: 1fr; }
  .faq{ grid-template-columns: 1fr; }
  .footer__grid{ grid-template-columns: 1fr; }
  .section{ padding: 78px 0; }
}

@media (max-width: 760px){
  .nav__toggle{ display:block; }
  .nav__links{
    position:absolute;
    right:0;
    top: 52px;
    width: min(340px, calc(100vw - 16px));
    flex-direction: column;
    align-items: stretch;
    gap: 6px;
    padding: 10px;
    border-radius: 18px;
    border: 1px solid rgba(11,18,32,.12);
    background: rgba(255,255,255,.92);
    box-shadow: var(--shadow);
    display:none;
  }
  .nav__links[data-open="true"]{ display:flex; }
  .nav__links a{
    padding: 12px 12px;
    color: rgba(11,18,32,.86);
  }

  .hero{ padding: 64px 0 40px; }
  .hero__trust{ grid-template-columns: 1fr; }

  .cta-strip{ flex-direction: column; align-items: stretch; text-align: left; }
  .result-footer{ flex-direction: column; align-items: stretch; }
  .video-cta{ right: 26px; }
}